Commercial mortgage rates in Brighton: what to expect for the rest of 2026
A view on where Brighton commercial mortgage pricing sits at mid-2026 and where it is likely to land by year-end. Owner-occupier 6.0–7.5% pa, commercial investment 6.5–8.5%, semi-commercial up to 9.5%, trading-business up to 10%. Plus the BoE base rate trajectory, swap-curve direction, and named lender appetite where the broker has confirmed permission.
This piece is in preparation.
The outline below is the planned structure for the full piece. Send a topic suggestion or a follow-up question to enquiries@commercialmortgagesbrighton.co.uk and we will work it in.
Coming soon, full guide to Brighton commercial mortgage pricing for the rest of 2026.
Outline
- The macro setting at mid-2026: base rate and swap curve
- Owner-occupier rate range and lender shortlist
- Commercial investment ICR-led pricing
- Semi-commercial shop-with-flat pricing
- Trading-business sector-specific pricing
- Hospitality and hotel pricing on the BN1 / BN2 seafront
- HMO portfolio pricing across Kemptown and Falmer / Lewes Road
- BoE trajectory and rate forecasts into 2027
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