Brighton Commercial Mortgage Case Studies
Representative Brighton and Hove commercial mortgages we've placed recently across seafront hospitality, owner-occupier freehold, creative-office investment, HMO portfolio refinance, semi-commercial and trading-business. Product type, lender, pricing and the reason the file landed where it did.
Seafront and Kings Road
Independent seafront hotel refinance, Kings Road
Independent 46-bedroom seafront hotel freehold
£4.25M facility at 69% LTV
- Facility: £4.25M
- Property value: £6.15M
- LTV: 69%
- Rate: 7.95% pa
Falmer and Lewes Road
HMO portfolio remortgage, Lewes Road
Seven-property HMO portfolio (38 bed-spaces)
£2.15M facility at 73% LTV
- Facility: £2.15M
- Property value: £2.95M
- LTV: 73%
- Rate: 7.55% pa
Hove Central and Western Road
Professional services office freehold purchase, Hove
Owner-occupier professional services office freehold (accountancy partnership)
£1.45M facility at 73% LTV
- Facility: £1.45M
- Property value: £1.98M
- LTV: 73%
- Rate: 6.75% pa
Edward Street Quarter
Office investment refinance, Edward Street Quarter
Single-let office investment within Edward Street Quarter scheme
£3.85M facility at 68% LTV
- Facility: £3.85M
- Property value: £5.70M
- LTV: 68%
- Rate: 7.05% pa
Kemptown
Restaurant freehold purchase, Kemptown
Free-of-tie independent restaurant freehold
£745K facility at 71% LTV
- Facility: £745K
- Property value: £1.05M
- LTV: 71%
- Rate: 7.45% pa
Brighton City Centre, North Laine and The Lanes
Independent retail freehold purchase, North Laine
Owner-occupier independent retail freehold (lifestyle / homeware)
£625K facility at 72% LTV
- Facility: £625K
- Property value: £865K
- LTV: 72%
- Rate: 6.95% pa
Brighton Marina
Hospitality acquisition, Brighton Marina
Independent restaurant-with-rooms freehold (16-bedroom)
£2.95M facility at 70% LTV
- Facility: £2.95M
- Property value: £4.20M
- LTV: 70%
- Rate: 8.15% pa
Preston Park and Preston Barracks
Creative-office acquisition, Preston Barracks and Plus X
Single-let creative-office investment, Plus X-adjacent
£1.95M facility at 68% LTV
- Facility: £1.95M
- Property value: £2.85M
- LTV: 68%
- Rate: 7.25% pa
Hove Central and Western Road
Retail tenant-mix portfolio refinance, Western Road Hove
Five-unit retail portfolio (Western Road / George Street secondary parade)
£2.75M facility at 68% LTV
- Facility: £2.75M
- Property value: £4.05M
- LTV: 68%
- Rate: 7.15% pa
Falmer and Lewes Road
PBSA-adjacent semi-commercial refinance, Falmer
Four-block semi-commercial portfolio (4 retail / convenience units + 11 flats)
£1.65M facility at 72% LTV
- Facility: £1.65M
- Property value: £2.30M
- LTV: 72%
- Rate: 7.65% pa
Case studies are representative examples. Names and identifying detail are anonymised at the borrower's request. Lender attributions reflect deals placed within the past 24 months.
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